Compliance Self-Assessments
Two structured assessments to determine your AML/CTF obligations and ML/TF risk profile.
Reporting Entity Self-Assessment
Answer each question honestly. If you answer Yes to any question, your business is likely a reporting entity and must enrol with AUSTRAC, develop an AML/CTF program, and comply with all obligations from 1 July 2026.
Source: Know Your Obligations — KYC/AML for Property Transactions, Appendix A
Does your business broker the sale, purchase, or transfer of real estate on behalf of another person?
If yes, both buyer and seller are your customers.
Does your business sell real property directly to buyers (e.g. as a developer) without using an independent agent?
Includes house-and-land packages, off-the-plan apartments, and new subdivisions.
Does your business assist clients in planning, structuring, or executing a property transaction (e.g. as a buyer's agent or conveyancer)?
Does your business receive, hold, or manage property or funds on behalf of a client as part of a property transaction?
Includes trust accounts, deposits, and settlement funds.
Does your business act as an intermediary between buyers and sellers in any property-related transaction?
Does your business provide property management services that involve collecting or disbursing funds on behalf of landlords or tenants?
Does your business provide advice or services in relation to the financing of a property purchase?
Does your business deal with foreign nationals, overseas entities, or clients whose funds originate from outside Australia?
Does your business handle transactions involving trusts, self-managed superannuation funds, or complex ownership structures?
Does your business conduct high-value transactions (above $10,000 in cash or equivalent) in connection with property?